North Carolina Chapter 13 Bankruptcy Attorneys
Assisting North Carolina with Bankruptcy Cases
When debt and financial problems become overwhelming, many people seek relief in filing for bankruptcy. Though there are many different ways to file for bankruptcy, under Chapter 13 Bankruptcy laws in Greensboro, NC, the debtor’s property is not sold, like in cases of Chapter 7 filing. Instead, when you declare bankruptcy, you agree to a repayment plan to creditors over the course of 3 - 5 years in exchange for debt relief.
Under this repayment plan, your debts are reorganized, your assets are not liquidated, and creditor harassment is forbidden.
Additionally, debt collection efforts from creditors must stop while you pay back what you owe and begin the process of repairing the damage done to your credit.
Hire an Expert Chapter 13 Bankruptcy Attorney
Contact Ivey McClellan for legal representation today!
Why you need an expert in Chapter 13 bankruptcy law on your side
If you are considering filing bankruptcy, a premier bankruptcy attorney from a firm like Ivey McClellan can help. Our lawyers have extensive experience with a number of bankruptcy cases, and will be able to provide guidance and a plan of action moving forward. We’re not just here to help you with bankruptcy forms. The Ivey McClellan team is more than capable of helping you actualize the best case scenario for your finances-- be that debt repayment, debt consolidation, a debt settlement, or another solution. With decades of experience dealing with bankruptcies, we’re well equipped to help in even the most complex of situations.
Throughout the course of a traditional bankruptcy case, clients usually must complete all of the following steps. When you choose our law offices, you can rest easy knowing we’ll be there with you every step of the way. Our team will even help guide you in making the right decisions for life after bankruptcy!
The filing steps typically include the following:
- Pre-filing credit counseling through a nonprofit credit counseling agency
- Fill out the various forms required to file, including information on debts, income, property and monthly expenses
- Submit a bankruptcy petition to formally begin the process
- Submit your proposed payment plan
- Meeting of creditors to discuss any issues
- Confirmation hearing to confirm or object to the payment plan
- Payment over the course 3-5 years
- Before completion of your Chapter 13 bankruptcy, you must complete a debtor education course from a nonprofit credit counseling agency
Get Started with Greensboro’s Premier Chapter 13 Bankruptcy Attorneys
Although it is possible to represent yourself in a Chapter 13 case filing, a successful ruling via pro se representation is very difficult to achieve and most courts encourage the presence and guidance of professional counsel. The bankruptcy lawyers at Ivey McClellan can work through your case alongside you. If you want to learn more about whether a Chapter 13 Bankruptcy in Greensboro, NC can get you the debt free life you want, make an appointment today!
Schedule An Appointment
100 South Elm Street Suite 500
Greensboro, NC 27401
551 Monroe Street
Eden, NC 27288
Phone: (336) 623-4600